Dental Insurance Welcome – Lawrence, KS

Understanding How Dental Insurance Works

Dental insurance is different from health insurance because it’s primarily focused on prevention instead of treating problems once they progress to a point that requires emergency attention. There are also a few key terms and details that you’ll need to know in order to know how much money you’ll need to pay out-of-pocket on your visits, including the maximum, which is the capped-off amount of benefits you’ll receive over the course of a calendar year, and the deductible, which is a set amount that you’ll need to pay before you receive coverage. Both of these are determined by your dental insurance company and can vary depending on your plan.

What Does Your Dental Insurance Plan Cover?

Dental insurance coverage can vary greatly depending on the unique plan you have, so it’s best to call your provider directly if you want to know whether they’ll cover a specific treatment. That being said, most dental insurance companies use a 100-80-50 structure to determine what procedures are covered. This means that they cover 100 percent of preventive care like checkups and cleanings, 80 percent of less invasive treatments like cavity fillings, and 50 percent of more serious treatments like tooth extractions.

We Offer In-Network Savings & Welcome Out-of-Network Providers

We want you to get the most out of your plan, whether you’re in-network with our practice or not. We’re proud to offer all PPO dental insurance policies, and our team will help you maximize your benefits. We’re in-network with a number of major plans (which we’ve listed below) as well, which helps our patients who stay within their insurance network save from steep out-of-pocket costs.

• BlueCross BlueShield
• Delta Dental Premier
• Cigna